The importance of finding cheap Renters Insurance helps you to maintain control of your budget. Low cost insurance is a great value when coupled with a trusted company that has spend decades building consumer trust. What you have worked so hard for is definitely worth protecting. Our Premier Renter’s policies are usually cheaper than a simple entertainment night out for two. We have included the “Need to Know” information in this article.
Most people overestimate the cost of renters insurance, when in fact, for the protection you receive it is one of the wisest investments you can make. If you are a renter, your landlord’s insurance does not protect your personal belongings. It protects his building and his investment. As a tenant you need to cover your personal belongings. Though we don’t like to think of losing everything in our home in just one day, the reality is that it sometimes happens.
What you need to consider is how would this really affect you? We understand you have spent a significant amount of time investing in your personal items, home furnishings, electronics and any collectibles, hobbies or work related items that you may have. Honestly, if you had to buy everything you own all over again, TODAY — what would it cost? This is where most people under estimate the replacement costs.
Whether you rent an apartment, condo or home; Personal Property Coverage helps pay for theft, fire, smoke damage, water damage from plumbing, household appliance or air conditioning system. With Personal Liability Coverage you are covered 24/7 against claims caused by any unintentional act:
Medical costs for persons injured on your premises who do not reside in your household and acts of your pets (dog bites, etc.)
One of the most important advantages of Renters Insurance is to know that in the event that you were to lose your home your insurance can provide you with a place to stay. Your basic living expenses would be covered until you could reasonably move back in or find another place to live. This span of coverage could be for 1 month up to 12 months depending on the circumstances of the event that displaced you.
Our family business has been dedicated to helping people for over 35 years. We have earned an A+ rating with the Better Business Bureau. Ask us about our SPECIAL DISCOUNTS on various insurance plans.
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